9 Best Bill.com Alternatives & Competitors in 2025

Managing accounts payable manually is time-consuming and prone to errors, leading to delayed payments, cash flow issues, and inefficiencies. Many businesses turn to automation tools like Bill.com, but its high costs, user limitations, and integration challenges make it less ideal for some companies. Additionally, issues like slow customer support and restricted customization options can hinder financial workflows.

If you’re looking for Bill.com alternatives that better suit your needs, several platforms offer robust automation, seamless integrations, and cost-effective pricing. Whether you need improved invoice processing, global payment capabilities, or enhanced financial controls, these nine alternatives provide powerful features to streamline your accounts payable operations and help you manage payments more efficiently.

1. DocuClipper

DocuClipper is an advanced invoice data extraction solution that transforms invoices, receipts, and financial statements into Excel, CSV, and QBO formats. By automating data capture and organization, it eliminates the need for manual entry and reduces errors.

With cutting-edge OCR technology and specialized financial document processing, DocuClipper ensures high accuracy and rapid data extraction. Whether you’re handling routine invoices or processing large volumes of statements, it streamlines operations, enhances efficiency, and improves data precision.

Pros

• User-Friendly Web Interface: DocuClipper’s browser-based platform is easy to navigate, enabling seamless and efficient invoice data extraction.
• Affordable Pricing Model: Unlike competitors that charge per line item, DocuClipper’s page-based pricing makes it a cost-effective choice for small businesses.
• High OCR Accuracy: Powered by advanced OCR technology, the platform accurately extracts invoice data, converting PDFs into Excel, CSV, or QBO with minimal errors.
• Fast Processing: DocuClipper can process hundreds of invoices in minutes, drastically reducing the time spent on manual data entry.
• Secure Cloud Storage: All financial data is encrypted and stored safely in the cloud, ensuring compliance with security standards and data protection protocols.

Cons

• No Mobile Application: DocuClipper does not offer a mobile app with camera scanning capabilities, meaning invoices must be converted to PDFs before processing.
• Restricted Native Integrations: While it integrates smoothly with Sage, Xero, and QuickBooks, connecting with other accounting platforms requires API setup.

Pricing

• Starter: $39/month for 200 pages.
• Professional: $74/month for 500 pages.
• Business: $159/month for 2,000 pages.
• Enterprise: Custom pricing based on page volume. Contact DocuClipper for details.

2. Tipalti

Source

Tipalti is a full-scale automation solution for accounts payable, global payments, procurement, and employee expenses. It reduces manual workload by up to 80% and accelerates financial closing by 25%. 

Businesses can onboard suppliers, streamline PO approvals, eliminate manual invoice entry, and process payments in 196 countries. 

Additional features include global tax compliance, OCR invoice scanning, multi-entity support, and 2-way and 3-way PO matching, making it a powerful tool for scaling financial operations.

Pros

• Responsive Customer Support – Tipalti offers quick resolutions for inquiries, with hands-on assistance from dedicated account managers and even leadership involvement when necessary.
• Strong Customer Focus – Unlike some providers, Tipalti actively engages in issue resolution, ensuring a reliable and efficient experience.
• Improves with Use – While it has a learning curve, the platform becomes intuitive over time, simplifying payment processing and account management.
• Reliable Performance – Businesses using Tipalti long-term report it as a dependable solution for handling daily financial operations.

Cons

• Limited Procurement Customization – Some procurement features lack flexibility, reducing their usefulness for certain businesses.
• Slow System Performance – Syncing delays can slow down workflows, affecting efficiency.
• Time-Consuming Bill Corrections – Retracting a bill requires a sync that takes about 15 minutes, causing unnecessary downtime.
• Restricted Self-Service for Sync Errors – Some sync issues require support assistance instead of allowing users to resolve them independently.
• Complicated Payment Batch Processing – Handling batches with bill credits can be cumbersome and inefficient.
• Multiple Supplier Portals – Payees must manage separate login credentials for each instance, adding to complexity.

Pricing

Starting plan begins at 99 GBP and contact sales representatives for upgrades and custom pricing. 

3. Melio

Source

Melio is a B2B payment solution designed to simplify financial management for small businesses. It streamlines vendor payments, invoice processing, and cash flow management with flexible options such as bank transfers and card payments. Melio integrates with QuickBooks and Xero to keep records accurate while automating approvals, scheduling, and reconciliation, reducing manual work and enhancing efficiency.

Pros

• Effortless Payments: Melio streamlines collecting payment details from employees and contractors, ensuring quick and hassle-free transactions.
• Seamless QuickBooks Sync: Automatic integration with QuickBooks keeps records up to date, reducing manual reconciliation efforts.
• Reliable Customer Support: Users report positive experiences with Melio’s responsive and helpful support team.
• Mobile Accessibility: The platform includes a mobile app, providing flexibility for managing payments on the go.
• Competitive Pricing: Despite introducing a monthly subscription, Melio remains a cost-effective solution for many businesses.

Cons

• Expensive Subscription Model: Previously free features are now locked behind a costly monthly paywall, making it less accessible for small businesses.
• Limited Free Functionality: Only single payment processing remains available without a fee, reducing flexibility for businesses managing multiple transactions.
• Revenue Model Shift: Melio, which initially profited from transaction float, now charges additional fees, increasing overall costs.
• Higher Costs for Contractors: Businesses that relied on Melio for seamless 1099 contractor payments now face added expenses for the same services.

Pricing

• Go: Free for a single user. Includes 5 free ACH payments per month, payment options via card, ACH, or check, international payments, auto bill upload, and invoice creation.
• Core: $22/month ($25 without discount). Adds 20 free ACH payments, unlimited QuickBooks Online & Xero sync, W-9 collection, automated 1099 e-filing, additional users, and priority support.
• Boost: $47/month ($55 without discount). Expands to 50 free ACH payments, advanced user roles, automated approval workflows, QuickBooks Desktop sync, unlimited storage, and premium phone support.
• Platinum: Custom pricing. Offers priority processing, faster settlements, discounted international rates, higher credit limits, API access, custom integrations, and white-glove support.

4. Stampli

Stampli is a procure-to-pay platform designed to streamline accounts payable by centralizing approvals, transactions, and communication. Powered by AI-driven automation, it enhances invoice processing efficiency, handling over $90 billion in transactions annually.

With seamless integrations for ERP systems such as Sage, Microsoft, Oracle, SAP, QuickBooks, and Acumatica, Stampli easily adapts to different financial workflows. Its quick implementation allows businesses to optimize invoice management and approvals within weeks.

Pros

• User-Friendly Navigation: Stampli’s intuitive interface makes it easy to manage multiple locations. Switching between facilities is seamless, streamlining invoice approvals and daily operations.
• Responsive Customer Support: The support team is quick to respond and follows up regularly. Monthly check-ins ensure ongoing improvements based on user feedback.
• Advanced Search Functionality: The platform simplifies audits with keyword-based searches, eliminating the need to manually sift through invoices.
• Effortless NetSuite Integration: Stampli integrates smoothly with NetSuite, avoiding lengthy implementation processes and accelerating adoption.

Cons

• Limited Support Availability: Stampli does not provide 24/7 support and remains closed on holidays, which can be inconvenient when urgent issues arise outside standard business hours.
• QuickBooks Sync Issues: Changes to vendor or customer names in QuickBooks create duplicate entries in Stampli, preventing transaction history from merging. There is no batch update option, requiring manual corrections.
• Delayed Invoice Processing: Late-period invoices may not clear the review process before the QuickBooks export cutoff, necessitating manual date adjustments. A batch update feature would enhance efficiency.
• Prepayments Feature Needs Improvement: The integration of prepayments into workflows is more complex than expected, requiring additional configuration for smooth operation.
• Limited AP Aging Report: Stampli lacks a built-in feature for generating an AP aging schedule, making it harder to track outstanding payables.
• Slow Resolution via Chat: While chat support is available, issue resolution can take hours or even days. A phone support option would improve the troubleshooting experience.

Pricing

Stampli employs a usage-based pricing model, with specific details available upon request. For a personalized quote, potential users are encouraged to contact Stampli directly through their website. 

5. Nanonets

Source

Nanonets is an AI-powered invoice data extraction tool designed to automate financial document processing. Using advanced OCR and deep learning, it captures essential invoice details and converts unstructured data into structured formats. By eliminating manual data entry, Nanonets enhances accounts payable workflows, streamlines invoice reconciliation, and improves financial operations.

With seamless API integration, it connects effortlessly with accounting and ERP systems, reducing manual effort by up to 90%. Offering high accuracy, scalability, and automation, Nanonets is a reliable choice for businesses seeking to optimize invoice processing, lower operational costs, and improve efficiency.

Pros

• Advanced and Scalable Technology: Nanonets provides highly accurate OCR-powered invoice extraction that is easy to use and adaptable for businesses of all sizes.
• Responsive Support Team: The customer service team is proactive in assisting users with setup, optimization, and troubleshooting to maximize platform efficiency.
• Flexible Customization: The platform allows users to fine-tune workflows and implement tailored automation solutions for improved efficiency and accuracy.
• High OCR Accuracy: Nanonets consistently outperforms competitors in precision, processing speed, seamless integration, and scalability, making it a reliable choice for invoice data extraction.

Cons

• Delayed Initial Support Response: While support has improved, earlier users faced slow response times, leading to delays in issue resolution.
• Expensive for Low-Volume Users: The pricing structure may not be cost-effective for businesses processing a small number of invoices.
• Limited Control Over File Processing: Managing large invoice batches lacks an efficient tracking system, requiring manual uploads and reprocessing for corrections.
• Complicated Setup Process: Configuring workflow automation and invoice processing may require technical expertise and time.
• Lack of Pricing Transparency: The cost structure is not always clear and may be less competitive than other invoice data extraction solutions.
• Manual Review May Still Be Necessary: Some extracted invoice data may require verification, reducing automation efficiency.

Pricing

• Starter Plan: Best for individuals or small teams, this pay-as-you-go model costs $0.30 per page processed, with no fixed monthly fee.
• Pro Plan: Designed for growing teams, it includes 10,000 pages per month for $999, with additional pages at $0.10 each. Features include team collaboration, custom AI for data capture, and integrations with Microsoft Dynamics, Salesforce, and SAP.
• Enterprise Plan: Tailored for large organizations with high-volume processing needs, offering custom pricing, dedicated account management, flexible data retention, and personalized onboarding. Pricing is available upon request.

New users receive $200 in free credits upon signing up, allowing them to test the platform before choosing a paid plan.

6. Coupa

Source

Coupa is a spend management platform that helps businesses streamline financial operations by centralizing expense control, improving visibility, and supporting growth. It allows organizations to start with key spend areas and expand as needed, ensuring scalability and flexibility.

With centralized request and approval management, Coupa simplifies procurement by offering an intuitive, guided buying experience. This enables employees to find what they need quickly while maintaining compliance and approval workflows.

Pros

• User-friendly interface: Coupa simplifies spend management with an intuitive design, making it accessible even for new users.
• Seamless implementation: The platform is easy to configure and integrates smoothly with other business tools, ensuring efficient workflow management.

Cons

• Difficult supplier registration: Setting up a supplier account can be challenging, often requiring client intervention to complete the process.
• Session timeout issues: Users are automatically logged out every 10 minutes, forcing them to re-enter information instead of benefiting from auto-save functionality.
• Lack of address format verification: Inconsistent address formats can cause accounting errors, requiring users to withdraw and resubmit requests.
• Repetitive registration process: Suppliers must re-register for each client, which can take up to two hours per registration.
• Cluttered and confusing UI: Excessive notices and warnings appear on login, making the interface overwhelming and difficult to navigate.
• Limited support for catalogs and cXML invoicing: There is not enough public information on available supplier catalogs, making it harder for users to find relevant options.

Pricing

• Registered (Free): Allows businesses to connect with Coupa customers, manage orders, send e-invoices, access catalogs, process payments, and participate in sourcing events.
• Verified ($549/year): Includes all Registered features plus a verified badge, priority search ranking, and enhanced visibility within Coupa’s buyer community.
• Premium Support ($499+/year): Offers a minimum of 6 hours of 24/5 Zoom support, one-on-one meetings, and personalized assistance based on business needs.
• Advanced ($4,800/year): Provides advanced invoice management with customizable views, automated weekly reports, and Coupa-generated payment reminders.

7. Invoicera

Source

Invoicera is a cloud-based invoicing and billing solution designed to simplify financial management for businesses of all sizes, from freelancers to large enterprises. It provides a robust set of features that automate billing cycles, enhance cash flow, and streamline expense tracking.

With Invoicera, you can generate and send invoices, manage estimates and purchase orders, and utilize e-invoicing. The platform also offers tools for tracking accounts payable and receivable, vendor management, and financial reporting. Supporting multiple currencies and languages, it caters to global businesses. Additionally, its project and task management features help track billable hours and improve team productivity.

Pros

• Easy-to-Use Interface: Simplifies invoice creation and sending, making financial management more efficient.
• Recurring Invoice Feature: Automates recurring payments, saving time for businesses with regular clients.
• Multi-Currency Support: Enables seamless international transactions, ideal for global businesses.
• Built-in Expense Tracking: Helps manage and categorize expenses for better financial control.
• Customizable Invoices: Allows businesses to personalize invoices and integrate them with various payment methods.
• Scalability: Suitable for businesses of all sizes, offering unlimited invoice generation with minimal hassle.

Cons

• Limited Mobile App Functionality: The app could be more user-friendly and include additional features.
• Time-Consuming Setup: Exploring customization options takes time during initial implementation.
• Syncing Delays: Occasional delays occur when integrating with third-party tools.
• QuickBooks Integration Issues: The connection with QuickBooks has flaws that disrupt workflow.
• Slow Customer Support Response: Resolution times could be improved for better user experience.
• Lacks Full Accounting Capabilities: May not be as comprehensive as dedicated accounting software like QuickBooks Online.
• No 24/7 Support: Limited availability may be inconvenient for users needing immediate assistance.

Pricing

• Starter ($19/month): Designed for small businesses, includes unlimited invoices for up to 100 clients, one staff member, unlimited estimates, and recurring invoices.
• Business ($49/month): Supports up to 1,000 clients, 10 staff members, API access, and all Starter features.
• Enterprise ($99/month): Handles up to 2,000 clients, 20 staff members, batch PDF export, and all Business features.
• Infinite ($149/month): Offers unlimited clients, unlimited staff, custom integrations, and all Enterprise features.

Add-Ons: Additional team members ($9/user/month) and extra clients ($10 per 100 clients/month).

8. Docsumo

Source

Docsumo is an intelligent document processing platform designed for SMB lenders, insurers, commercial real estate firms, and investors. While initially specializing in invoice automation, it has evolved into a full-scale data extraction tool, enhancing financial document processing across various industries in the USA.

Pros

• Reliable Infrastructure: Docsumo’s advanced system is built to support diverse use cases, allowing businesses to scale document processing efficiently.
• Supportive Customer Service: The support team provides direct assistance during integration and optimization, ensuring a seamless user experience.
• Intuitive Interface: Designed for ease of use, the platform makes document processing accessible to users with varying levels of technical expertise.
• Smooth API Integration: Docsumo offers flexible API connectivity, making it easy to integrate with existing workflows and financial systems.

Cons

• Requires Technical Knowledge: Some customization features may be difficult for non-technical users to configure.
• Time-Consuming Setup: Implementing models can take longer, especially for businesses handling various document formats.
• Limited Keyboard Shortcuts: Navigation can be inefficient due to the lack of keyboard-friendly controls.
• AI Retraining for Small Changes: Even minor adjustments require retraining the AI model, slowing workflow improvements.

Pricing

• Free Plan: 100 pages/month for individual users at no charge.
• Starter Plan: 1,000 pages/month at $299, suitable for up to 3 users.
• Growth Plan: 3,000 pages/month at $799, designed for teams of up to 5 users.
• Business Plan: 10,000 pages/month at $2,499, supports up to 10 users.
• Enterprise Plan: Custom pricing for larger needs, available upon request.

9. Veryfi

Source

Veryfi is an AI-driven invoice data extraction solution that transforms unstructured invoice data into structured formats with high accuracy. Leveraging advanced OCR technology and mobile scanning, it automates data capture, minimizing manual entry and reducing errors.

With real-time processing, Veryfi enables instant extraction of key invoice details, optimizing financial workflows. Used by businesses globally, it ensures secure and precise data extraction, facilitating faster and more efficient financial decision-making.

Pros

• High-Speed and Precise Data Extraction: Veryfi processes invoices rapidly with high accuracy, minimizing manual data entry and enhancing efficiency.
• Automated Transaction Categorization: Users can set rules for classifying transactions based on extracted invoice data, simplifying expense management.
• Multi-Platform Accessibility: The platform offers both a mobile app for on-the-go scanning and a web interface for bulk processing, providing flexibility.
• Seamless Bank Integration: Veryfi syncs with bank accounts, enabling automatic transaction matching and simplified financial reporting.

Cons

• Unreliable Customer Support: Users have reported a decline in service quality, leading to slower and less efficient issue resolution.
• Potential Service Downtime: Occasional outages can disrupt real-time invoice processing, impacting business operations.
• Expensive Compared to Competitors: Pricing is on the higher side, making it less ideal for businesses with limited budgets.
• Inconsistent OCR Accuracy: OCR extraction sometimes produces errors, and the platform lacks a built-in feedback system for continuous improvement.
• Minor Software Bugs: Some users experience glitches and display inconsistencies on both web and mobile versions, requiring further refinement.

Pricing

Veryfi offers a tiered pricing structure to accommodate various business needs:

• Free Plan: Process up to 100 documents per month at no cost, including basic features for receipts and invoices, ideal for development purposes.
• Pay-As-You-Go: Starts at a $500 monthly minimum, with additional charges of $0.16 per invoice and $0.08 per receipt. Includes standard features, limited storage, and email support.
• Custom Plan: Tailored for enterprises handling over 10,000 documents per month, offering full access to all document types, advanced features, unlimited storage, and dedicated support. Pricing is customized based on business needs.

Frequently Asked Questions (FAQs)

Here are some frequently asked questions about Bill alternatives:

What factors should I consider when choosing a Bill.com alternative?

When selecting a Bill.com alternative, consider factors such as pricing, automation capabilities, integration with accounting software, payment processing options, and customer support. Look for features that streamline accounts payable and receivable, support multiple payment methods, and offer robust security. Scalability, ease of use, and compliance with tax regulations are also important considerations.

Are these alternatives suitable for small businesses?

Yes, many Bill.com alternatives are well-suited for small businesses. They offer flexible pricing, automation for invoicing and payments, and integrations with accounting software like QuickBooks and Xero. Some platforms provide free or low-cost plans, making them accessible for startups and growing businesses. Choosing the right tool depends on budget, required features, and ease of use. 

Do these tools support multiple currencies?

Yes, many Bill.com alternatives support multiple currencies, allowing businesses to process international transactions seamlessly. Platforms like Tipalti, Melio, and Coupa offer global payment options, enabling you to pay vendors in different currencies. However, the extent of multi-currency support varies by provider, so it’s essential to check exchange rates, fees, and supported regions before choosing.

Can these platforms integrate with existing accounting systems?

Yes, most Bill.com alternatives integrate with popular accounting systems like QuickBooks, Xero, Sage, and NetSuite. Solutions like Tipalti, Stampli, and Nanonets offer seamless API connections for real-time data synchronization. However, integration capabilities vary, so it’s important to verify compatibility with your existing software and check if additional setup or customization is required.

Is training required to use these accounts payable automation tools?

Most accounts payable automation tools are designed to be user-friendly, with intuitive interfaces that require minimal training. However, some platforms, like Tipalti and Coupa, may have a learning curve due to advanced features. Vendors often provide tutorials, documentation, or customer support to assist users. Training may be beneficial for teams handling complex workflows.